My Best Egg Reply
- Allows an applicant to apply for a Best Egg loan with an offer code and email address
- At this time Best Egg loans are by invitation only
- Questions about the My Best Egg Reply site? Dial 1-855-282-6353
My Best Egg prescreens potential applicants and then sends them a mailing offer in they meet their credit criteria. Industry experts expect Best Egg to open up to the general public once they have established a core of base users. Best Egg claims they are a new way to look at loans and debt reduction but a similar business by the name of Lending Club has been in the online loan business for years. Best Egg (like Lending Club) loans money applicants at competitive rates that usually are lower than high-rate credit cards.
Further Best Egg Notes
- Loan amounts can be as little as $2k and max out at $35,000
- No waiting for investor funding like many peer-to-peer lending sites
- Loan terms can be 3 years or 5 years with a 5.99% – 29.99% APR
- Origination Fees range from 1% to 5% depending on the customer’s credit score
- 3 day late payment fee of $15
- Residents in the state of Kansas are not allowed to use Best Egg at this time
- Residents in the state of Massachusetts must make a loan greater than $6,000
- Borrowers are limited to one loan at a time
Applicants can make a payment to Best Egg through the mail by check, Western Union, Electronic Funds Transfer or a one time payment online. Once a loan has been accepted and funding has occurred the borrower will have 3 days after funding to withdraw an application.
Best Egg loans are unsecured personal loans through Cross River Bank and any questions about the company can be directed to 844-825-2608. Cross River Bank is member FDIC and is an Equal Housing Lender.
- Domain: mybestegg.com/reply
- Operated by: My Best Egg
- Designed for: Loans